Small Business Referral Network Members



Creative Images
Promotional Marketing and Greeting Cards


Chris has been in the promotional marketing business for 20 years+ She and her associate Ron Balzer operate "Creative Images","putting your name and logo on everything!" We are a company that enjoys a reputation of excellent quality, timely delivery, and fair pricing. Wherever you are located, we take your business image seriously. We are members of GO LOCAL and we are Diamond Certified. 707-544-3004



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Janet Codding

NuSkin Enterprises


A Sonoma County native, Janet spent 30 years in the Escrow Business. After being told I was a “walking heart attack” at the age of 45, I changed careers into the nutrition and skincare business. Now, for almost 23 years I focused on helping people stay healthy and away from prescription drugs using the products of NuSkin Enterprises. We are a 30 year old company with over 75 PHD level scientists on staff in more than 6 disciplines of science. The difference demonstrated is our motto with a full money back guarantee on all our products. We are the only company in the world who can prove to you in your body that our supplements work, or you get your money back. It’s never too late to look and feel great! scanitjanet.com 707-217-4158



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anita-smull

StarConsign
Consignment and Valuation of Personal Property


Using my extensive experience in the world of art, antiques and collectibles, I do valuations for individuals, families and estates to advise them of the salability of their Personal Possessions. I do not offer to buy your items so I can resell them. I work for you! I can represent a client when transporting their items to auction or I can be contracted to sell the items myself through eBay or Craigslist. Don’t call a hauler to take your items away!
StarConsign Call StarConsign first, 707-478-2333 and “Turn Your Treasures into Cash!”



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John Adams

Legal Shield


I am in my seventeenth year of providing an affordable service every one needs. LegalShield and Identity Theft services are two companies that provide your families with 24 hour access 365 days a year in 49 states and 4 provinces of Canada whether your issues are trivial or traumatic. We also provide services to small businesses up to one hundred employees as well as many specialty plans for Law Enforcement, Teachers, Commercial Truck Drivers and more. Are you a Company looking for a benefit to provide employees a voluntary benefit? We also provide this at no cost to the company regardless of the size of your company. We are a company that provides a now benefit for families and businesses. One that you have access to every moment of every day! And it’s affordable and Prepaid!
jadams.biz Worry Less. Live More.



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Mike Russo

AAFAB Enterprises


“If the ladies don’t find you handsome, they should at least find you handy”! With over 30 years of construction, maintenance and developing engineering skills I am able to fix and repair most anything involved in a home or business location. I treat every house as if it were my own.
Doing things as diverse as fishing King Crab in the Bering sea, doing hydrographic surveys for the US government, building HUD housing in remote Eskimo villages, and being maintenance director for a 500 unit and a 200 unit apartment complex, I have learned how most things are put together and the correct way to repair them.
AAFAB Enterprises Mike Russo 831-297-2113



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John Scherf

Pinnacle Capital Mortgage


I have been a Real Estate Broker since 1982 and a loan officer (Loan Originator, Mortgage broker) since 1992. I provide residential and commercial mortgages anywhere in California. As a mortgage broker I have access to numerous lenders, so I can shop for the best rates, fees and programs for my clients. I’ve found that most people like to go through the loan process as much as they like getting a tooth pulled! I try to make the process easy and understandable by getting the paperwork upfront, completing the loan application for my clients and letting them know what to expect. I keep clients informed through the process by phone and email, and try to avoid surprises. At the end of the transaction, when borrowers are signing loan documents, I’m there with them to explain the documents and answer questions. Today’s lending environment is complex; I’m here to make it simple.
Visit John Scherf Pinnacle Capital Mortgage (707) 528-4000 x 111


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barret huls

NYLIFE Securities LLC


With nine years in the financial industry, Barrett is a representative with NYLIFE Securities LLC. He most enjoys assisting people with investments, investment strategies, and tax-deferred savings. Most people fear outliving their income in their retirement years. Barrett shows them how to live comfortably in retirement.
This is about creating a plan that includes all aspects of one’s protection needs such as disability and health insurance, but nonetheless he strongly recommends to clients, life insurance, in order to protect their investments and standard of living. Whether you are wealthy and want to protect your estate, or barely getting by and want guidance on keeping your head above water, Barrett will be happy to help you. Barrett Huls has earned the LUTCF professional designation, awarded jointly by NAIFA and the American College to financial professionals who meet exacting ethical and professional standards. NYLIFE Securities LLC *2235 Mercury Way, Suite 100, Santa Rosa, CA 95407.




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Jennifer KadingMembers